Loss of or damage to motor vehicles due to accident, theft, fire, including liability to Third Party,

This Policy is subject to an excess for comprehensive and Third Party Fire and Theft Covers.

SCOPE OF COVER

1. Comprehensive cover

   This form of policy provides an indemnity in respect of:-

   1. Loss of or damage to any insured vehicle and its accessories and spare parts there in by:

      1. Accidental collusion or overturning
      2. Fire, external explosion, self-ignition, lightning, burglary, house breaking or theft
      3. Malicious act
      4. Whilst in transit by road, rail, inland waterway, lift or elevator
      5. Medical expenses incurred by the driver and any occupants of the insured vehicle as a result of bodily iniury sustained in an accident. (Has Limit)
   2. Indemnity in respect of legal liability to third parties for bodily injury or death/or damage to property.
   3. The cost of protection and removal of vehicle to the nearest repairer. (Has Limit)
   
   
2. Third party Fire and theft

   The form of policy provides indemnity as stated under terms 1(b), 2 and 3 above.

3. Third party only cover

   This form of policy provides indemnity as stated under Item 2 above